Tom Ruscha

Living in an increasingly digital world is great for comfort and convenience, but there's a downside to greater reach in the digital realm: It creates new avenues for theft and fraud. "Data theft, for both companies and individuals, is one of the top security concerns for 2017," said Garit Boothe, a technology specialist at Frontier Communications. "There's a growing threat to personal information security , but a lot of consumers are left in the dark as to how to deal with the effects." Yet, despite this growing threat, many people are unfamiliar with the details of credit card fraud and identity theft; let alone how to handle the aftermath of a breach. In the face of rising risk, knowing what you're up against can help you better prepare for and manage a potential loss. The average person is likely to encounter either credit card theft and identity theft, or both, in his or her lifetime. Let's take a closer look at how those two ty...

Next year is another year of challenge for security experts to provide the best protection to the consumers . We are living in an age where new ways of stealing consumers’ personal and financial data online were always made each day by cybercriminals. We are aware of this predicament, so we would like to offer some help even if it’s through our posts. We prepared the following tips to help you stay safe online and to ready yourself for the next year filled with internet security challenges. Always install updates on your software This should be applied in each of your electronic devices, not just in your desktop or laptop but also in your mobile devices and television as well. It is very important for the general public to understand how crucial updating software is. Software companies are creating new ways to stop cybercriminals’ new ways of stealing your private information, and they promptly release fixes for those vulnerabilities through their updates. Steer clear ...

A person that has been a victim of fraudsters could mean that he or she is not fully protected by his or her bank. We suggest that you must know some steps involved in avoiding credit and debit card fraud to protect your pin numbers, card information, and other private information. Following are some simple tips that could help you keep the thieves at bay. Use a paper shredder After reviewing your receipts and bank statements, shred them right away. Use different pin codes If you have a few cards, don't use the same pin code on every card. Don't use personal details as passwords or pins This kind of information was easy to guess, so don't use your birth date or the first 4-5 numbers of your phone number as your password or pin code. Don't save passwords on your desktop Never allow your computer to save your passwords. Beware of spying eyes When you are going to withdraw some money at a cash machine in public, be wary of your surr...

Serving companies, GAC advises and acts on 2 major levers of competitiveness: innovation financing and international development. After founding his first company in 1988 — the EFE group, which became a leading European training, consulting and publishing firm — Patrice Bougon, a former tax lawyer, wanted to offer his customers consulting services that combined financial, tax and technical expertise. In 2002, this French “serial entrepreneur” created GAC, an acronym standing for Grande Armée Conseil (as the first office was located next to the Champs-Elysées in Paris, on the Grande Armée Avenue) and for its international brand Global Approach Consulting. A new “auditing, consulting, training” concept for managing local taxes was born! GAC is an international consulting firm specialized in R&D tax credit and innovation funding for more than 10 years. Through its expertise, GAC supports companies to optimize their access to public funding schemes existing in countries where GAC is l...

FLEX, a credit union core processor, integrates with Advanced Fraud Solution for check fraud prevention. (Newswire.net -- October 27, 2016) Sandy, Utah -- FLEX CREDIT UNION TECHNOLOGY SELECTS ADVANCED FRAUD SOLUTIONS TO INTEGRATE INDUSTRY-LEADING CHECK FRAUD DETECTION SOLUTION WITHIN ITS TELLER CAPTURE PLATFORM. Industry-leading solution providers for the financial services sector join forces to combat check deposit fraud  FLEX announces a partnership to integrate its credit union core processing platform with Advanced Fraud Solutions’ (AFS) fraud detection tools. The partnership unites two industry leaders in the perennial fight against check fraud that continues to generate significant losses at credit unions across the nation. A recent report produced by AFS found that while check volumes continue to decline, the exponential growth in online and mobile banking coupled with the adoption of EMV technology to combat plastic card fraud has helped breathe new li...

My parents are bright, intelligent people, curious to explore how modern stuff works. They quickly adopted all kind of new technologies into their lifestyle. They have more than 20 years of experience working on PCs, they own top of the line smartphones and smart TVs. They started using Facebook, Twitter and Instagram than most of my (same-age) friends. They aren’t scared of ordering stuff online, or using services like Uber and AirBnB. However, when it comes to privacy and security they have huge gaps. They are aware that the digital world has its risks, but they can be easily deceived. It’s difficult for them to realize how close they are to losing money or sensitive data. They can’t tell the difference between important and optional security steps. They also can’t distinguish between essential information and one that only has a commercial purpose. And I completely get it: with the avalanche of existent information, I often feel overwhelmed myself. My guess w...

Successful devolution is all down to leaders. They need the time and space to focus on what they have to do and they need the skills to enable those around them to do great work. We recently carried out research into the leadership ingredients of successful devolution agreements. Public and private collaborations need leaders who have vision and great networks. Leaders have to focus on long-term, place-based plans that address economic and societal challenges in a sustained way. This is a complex task. Leaders need the headspace to think strategically and conceptually, develop meaningful collaborations and manage change in critical services. Chief executives must be supported by their senior managers in both the public and private sectors. They in turn need to be able to plan and integrate services for the long term while engaging diverse stakeholders, from partners to politicians, staff to citizens. Some of the people we spoke to were concerned about whether senior managers could deli...